# Nett: The Freelancer Finance App That Shows What's Yours

> The iOS app for freelancers & self-employed: scan invoices with AI, estimate income tax and VAT, track expenses, and always know what you can spend after taxes.

_Source: https://getnett.app/en-gb_

For freelancers and sole traders · iPhone

# Every pound,  
in its place.

You log what comes in and what goes out. Nett works out how much to set aside for tax and shows you what's actually yours.

[Download Nett ↗](https://apps.apple.com/gb/app/id6760022975?pt=128618449&ct=homepage) [How it works](#how-it-works)

This month you invoiced £3,200.

## Here's where £3,200 goes.

Nett works out what goes on expenses, tax and National Insurance before you spend it. The amber is yours.

Expenses: £600

Coworking, software, travel

Reserve: £420

Income Tax £311 · NI £109

Your Nett: £2,180

What you can spend

Profit £2,600 · what's left after expenses

Illustrative example

## Now,  
with yours.

Put in what you invoice and what you spend in a normal month.

Your Nett per month · UK 

£2,180

Income Tax and National Insurance: **£420**

Expenses: **£600**

Estimate using UK income tax bands and Class 4 NI. VAT isn't included: you collect it and pay it over separately. Not tax advice.

[Download Nett ↗](https://apps.apple.com/gb/app/id6760022975?pt=128618449&ct=calculator_home) [Full calculator](/en-gb/calculator)

## Three taps.  
That's it.

It takes as long as putting the receipt in your wallet. Nett does the maths.

### Log it

By hand, with a photo or from the PDF. Piled up? Upload them all at once.

### AI reads it

From VAT number to due date. It learns how you file each transaction. You confirm.

### Breathe

Your Nett updates with the tax reserve already taken off.

The app

## Open Nett.  
See what's yours.

Your Nett at the top, big. Income, expenses and tax right below. Tap around: it's a demo of the app with sample data.

1.  **Tap Your Nett**

    What the amber figure means and how it's worked out.

2.  **Tap “See tax breakdown”**

    Income Tax and National Insurance for the quarter, and when they're due.

3.  **Switch to Expenses**

    Your last six months, month by month.

Security

## Your money.  
Your device.

Your transactions live on your iPhone and in your private iCloud. We don't see them, we don't sell them and we never ask for access to your bank.

-   **In your private iCloud**: It syncs across your devices with your own Apple account. We have no access.
-   **No bank connection**: No credentials, no read access. You decide what goes in.
-   **The AI reads and forgets**: It only sees the document you scan. With Apple Intelligence it never leaves your iPhone; otherwise it's processed and nothing is kept. Your amounts and your history stay with you.

[How we handle your data ↗](/en-gb/privacy)

## Less than  
a pint.

Start free. Upgrade when you need AI scans.

Free: £0

AI scans a month: **3**

-   Manual logging, Your Nett and tax reserve
-   Multi-currency and iCloud sync
-   Basic export

[Download free ↗](https://apps.apple.com/gb/app/id6760022975?pt=128618449&ct=pricing_free)

Premium: £3.99/month · £34.99 a year

AI scans a month: **200**

-   Auto-categorisation and PDF data extraction
-   Full export: CSV, PDF and ZIP
-   Accountant export · +200 packs for £2.99

[Try Premium ↗](https://apps.apple.com/gb/app/id6760022975?pt=128618449&ct=pricing_premium)

## What people ask us.

[See all questions →](/en-gb/faq)

### Does Nett replace my accountant?

No. Nett tells you how much to set aside and what's yours during the year. You or your accountant still file the Self Assessment, with the numbers already in order.

### How does it work out what I can spend?

It applies your tax setup to your income and expenses: Income Tax and National Insurance in the UK, or whatever applies in your country. What's left after the reserve is Your Nett.

### How does AI scanning work?

Take a photo or upload the PDF. The AI pulls out supplier, amounts, VAT and category, and you check before saving. You get 3 scans a month free and 200 with Premium.

### Do I have to connect my bank?

No. You log transactions yourself, by hand or by scanning the document.