Scan
Photo or PDF. AI extracts everything.
Built by and for freelancers
£3,200 earned. £1,847 is yours. That's Nett.
Freelancers earn X but owe Y in taxes. Nett does the maths so you always know what's actually yours.
Free forever. Premium from £3.99/mo.
13:20
Good afternoon, James
Q1 2026
£0.00
£0Income
-£0Expenses
£0Taxes
Q1 2026£0
Oct
Nov
Dec
Jan
Feb
Mar
6 monthsAverage ~£2,260/mo
What is Your Nett?
Your Nett is the money you can actually spend. We calculate it by taking your income, subtracting expenses, and setting aside estimated taxes.
Income+£5,000
Expenses−£1,200
Tax Reserve−£950
=Your Nett
£2,850Updates automatically as you add transactions.
Estimates only. Not tax advice.
Tax Breakdown
🇬🇧United Kingdom · Sole Trader
Safe to Spend
£8,014.15
Profit – Pending TaxesPeriod SummaryAmounts shown excluding VAT
Income£13,562.20
Expenses-£4,403.96
Profit£9,158.24
!
Pending TaxesIncome Tax£1,203.15
Payments on account−£420.00
Net to pay£783.15
National Insurance (Class 4)£360.94
Total Pending£1,144.09
✓
Already PaidIncluded in expenses
NI Class 2Oct 2025
£17.45NI Class 2Nov 2025
£17.45NI Class 2Dec 2025
£17.45Total Paid£52.35
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Finally, clarity on your money.
Scan receipts, calculate taxes, and know what you can actually spend.
Your real number, always up to date
Income tax, VAT, social security. Nett sets it all aside and shows what’s yours. Updated with every transaction. Tax rules for UK, Spain, Portugal, France, Germany, Italy & more coming soon.
Income £8,450
Expenses £2,120
Your Nett £6,330
Q1 Reserve £1,890
UKESPTFRITDE
AI
Amazon
£89.50
Software
Deductible
CSV PDF ZIP
Snap it. Drop it. Done.
AI reads your receipts, extracts the numbers, and files everything. One tap to export it all when the quarter ends.
It gets smarter with every invoice
Nett learns from your choices, so recurring invoices get faster to review every time.
1st time Learns 3rd time
Partner
Amazon
Category
Travel Software
VAT
10% 21%
Deductible
—
iCloud E2E
$
USD €
EUR £
GBP Your money. Your device. Period.
Your private iCloud, no bank connections, no third parties. Works across currencies with rates locked at each transaction.
How much is really yours?
Enter your income and expenses. See what’s left after taxes.
🇬🇧 United Kingdom
£
£
Annual equivalent: £48,000
Your Nett£2,329/mo
Your NettExpensesIncome TaxNational Insurance
We recommend reserving £471/mo for taxes
Estimated taxes
Income TaxCalculated using UK progressive income tax bands.£351/mo
National InsuranceClass 2 + Class 4 National Insurance contributions.£120/mo
Total to reserve£471/mo
Effective combined rate (income tax + social contributions): 17%
Available = profit − estimated taxes (income tax + social contributions)
Current marginal rate: 20% (only on the excess).
Based on estimated United Kingdom income tax rate of 17%. Estimates only.
How It Works
From receipt to clarity in seconds
No spreadsheets, no guesswork. Scan, save and let Nett do the maths.
Log it
Record the transaction. Instantly see what’s yours after taxes.
Check your Nett
Your dashboard updates in real time. No spreadsheets needed.
Export to your accountant
Quarter ends. One tap. Everything ready for your advisor.
Less than a pint.
Start free. Upgrade when you need AI scans.
Free forever
£0forever
Everything you need to start
- Manual income & expense entry
- Your Nett dashboard
- Multi-currency
- Basic export
- iCloud sync
- 3 AI scans/month
Recommended
Premium
£3.99/month
Billed monthly
- Everything in Free, plus:
- 200 AI scans/month*
- Smart auto-categorization
- PDF data extraction
- Full export (CSV, PDF, ZIP)
- Accountant-ready export
Need more? Extra scan packs available in-app
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