Taxes, money and everything in between
Financial tips and tax guides for freelancers who want to know how much they can actually spend.
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The £1,000 trading allowance: when your side hustle is tax-free (and when it isn't)
The trading allowance can cover up to £1,000 of side income without tax or a Self Assessment return. But it's £1,000 of sales, not profit, and that detail catches people every year.
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Payment on account: why HMRC wants more tax by 31 July
What a payment on account is, why the number is based on a year you have already finished, and the two traps that catch freelancers: reducing it too far, and the January cliff.
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Selling on Vinted or eBay: When You Must Register as Self-Employed (UK, 2026)
HMRC now gets your sales data from Vinted, eBay and Depop. Here's when that actually means tax, when it doesn't, and when you need to register. UK, 2026.
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How UK freelancer taxes compare across Europe in 2026
A UK-focused comparison of freelancer taxes across the UK, Spain, Portugal, France, Germany and Italy: Income Tax, VAT, National Insurance, social charges and payment calendars.
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Allowable expenses for self-employed freelancers in the UK: the full 2026 list
A practical list of allowable expenses for self-employed freelancers in the UK: the rules, the common categories, simplified expenses, and how they change what you can actually spend.
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Why Nett Uses These Tax Rates for UK Freelancers
How Nett estimates your UK tax reserve using Income Tax, Class 4 National Insurance, VAT, Payments on Account and the UK tax year.
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Best Apps for Freelancer Taxes in the UK (2026)
We compare the top apps for UK freelancers managing taxes: what each one does, who it's for, and which one actually tells you what you can spend.
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Your First Year Freelancing in the UK
Everything you need to know about money in your first year as a freelancer in the UK. Tax registration, setting aside money, common mistakes, and tools to help.
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How to Calculate Your Freelance Taxes in the UK
A step-by-step guide to calculating Income Tax, National Insurance, and VAT as a freelancer in the UK. Includes worked examples at different income levels.
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Introducing Nett: Know What You Can Really Spend
Nett is a new iOS app that tells freelancers their real spendable money after taxes. Privacy-first, no servers, your data stays in your iCloud.
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How Much Tax to Set Aside as a UK Freelancer
A practical guide to understanding how much money to put aside each month as a self-employed freelancer in the UK. Income Tax, National Insurance, and a real example with numbers.